Product Disclosure Statement

Australia

To download a copy of Capricorn Mutual's Product Disclosure Statement (PDS), simply click on the links below. To have a complete version you must download all seven parts.

Part 1 - Introducing Capricorn Mutual Limited

Part 2 - Protection Payment Authority

Part 3 - Constitution of Capricorn Mutual Limited

Part 4 - Rules of Capricorn Mutual Limited

Part 5 - Business Protections

Part 6 - Personal Protections

Supplementary PDS - dated 21 December 2006

Supplementary PDS 2 - dated 1 May 2008

Supplementary PDS 3 - dated 30 September 2009

New Zealand

Product Disclosure Statement - NZ members only

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Access to and use of this website, and the information and data contained on it are subject to our terms.

Capricorn Mutual holds a Financial Services Licence (No. 230038) and is the product issuer of the products referred to on this website. The product (being the membership of the Mutual and the protections it offers) falls within ASIC's classification of 'Miscellaneous Mutual Risk products'.

Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on the advice, you should consider if it is appropriate to your objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) for a product before you decide whether to acquire or continue holding the products. All applications are subject to the Mutual's discretion to issue and nothing on this website or in the PDS should be understood to limit or restrict the discretion of the Mutual in any way.

Capricorn Mutual Limited | ABN: 24104601194 | AFS Licence: 230038
Capricorn Mutual Management Pty Limited ACN 129 143 479 | Authorised Representative No: 324456

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Product Disclosure Statement